Here is a list of things that i need 2 do...
1. Gain a better relationship with my credit...
***my credit is my family....it has always been there for me and i can't believe i took advantage
of it...i feel bad, now it feels like my enemy :(***

2. I need a better, more private location (personal & business)
****so, need to gain a better relationship with my savings****

3. I need 2 network with other people more

4. I need 2 "lock in" more often